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Pursuing a master’s degree can really pay off. Advanced education degrees can help you gain specialized knowledge in your field.

18% of all jobs will require a master’s degree by 2022 according to the U.S. Bureau of Labor Statistics.

If you've explored all avenues for financial aid, scholarships and grants and still need money for grad school, a New Mexico Student Loan can provide the extra money needed to pursue your master's degree.

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Congratulations on continuing your education. We’re here to help you pay for grad school.

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Apply Now

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The best way to pay for school is with free money from scholarships and grants. Many universities offer teaching assistant position to help graduate students finance school while working part-time. Be sure to submit your FAFSA before applying for these programs as many programs use the FAFSA information to determine eligibility.


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Scholarships, grants, fellowships and assistant positions

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Learn More

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The FAFSA (Free Application for Federal Student Aid) is the #1 most important application to help pay for grad school and the only way to get access to grants and federal student loans. Federal Student Loans have the lowest interest rates and the best repayment options. Many schools also use the FAFSA to award grants, scholarships, work-study, assistant positions and more. It’s important to submit the FAFSA ASAP.

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Federal Student Loans with the FAFSA

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Learn More

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Private student loans are a good option to pay for college but should only be used after all other avenues for financial aid are explored. We offer a variety of fixed-rate private student loans to finance grad school. We are the oldest New Mexico based non-profit organization issuing private student loans and have distinctive advantages over large national banks.

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Private Graduate Student Loan from NMEAF

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How to pay for graduate school

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NMEAF Private Student Loan 

Federal Grad PLUS Loan*

5.95% - 7.45% Fixed Interest Rates 7.6% Fixed Interest Rate*
No Loan Fees 4.264% Loan Fees*
Interest-only and deferred repayment options available
Repayment starts immediately but you may apply for deferment
Both the student and cosigner are equally responsible for repayment
Only the student is responsible for repayment
Interest rate reductions for automatic and on-time payments and after graduation No interest rate reductions
Fixed repayment option selected with the loan application Multiple repayment plan options
Must have good credit or a credit-worthy cosigner No cosigner required, must not have an adverse credit history
No FAFSA required  FAFSA required to apply

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Compare our Private Student Loans to the Federal Grad PLUS Student Loans

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Have questions? 
For personal help with your application please contact us at 844-703-9147 or loan@nmeaf.org
 

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Learn more about our New Mexico Graduate Student Loans

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Apply Now

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The best way to pay for grad school is scholarships, grants, savings and federal student loans. Make sure you evaluate all anticipated monthly loan payments and how much your student expects to earn in the future after graduating before considering cosigning a private student loan.

*For the most current information on Federal Parent PLUS loan interest rates, fees and information see https://studentaid.ed.gov/sa/types/loans/plus

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Borrow Responsibly

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Congratulations on continuing your education. We’re here to help you pay for grad school.

Pursuing a master’s degree can really pay off. Advanced education degrees can help you gain specialized knowledge in your field.

18% of all jobs will require a master’s degree by 2022 according to the U.S. Bureau of Labor Statistics.

If you've explored all avenues for financial aid, scholarships and grants and still need money for grad school, a New Mexico Student Loan can provide the extra money needed to pursue your master's degree.
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How to pay for graduate school

1
1

Scholarships, grants, fellowships and assistant positions

Scholarships, grants, fellowships and assistant positions

The best way to pay for school is with free money from scholarships and grants. Many universities offer teaching assistant position to help graduate students finance school while working part-time. Be sure to submit your FAFSA before applying for these programs as many programs use the FAFSA information to determine eligibility.


Learn More
2
2

Federal Student Loans with the FAFSA

Federal Student Loans with the FAFSA

The FAFSA (Free Application for Federal Student Aid) is the #1 most important application to help pay for grad school and the only way to get access to grants and federal student loans. Federal Student Loans have the lowest interest rates and the best repayment options. Many schools also use the FAFSA to award grants, scholarships, work-study, assistant positions and more. It’s important to submit the FAFSA ASAP. Learn More
3
3

Private Graduate Student Loan from NMEAF

Private Graduate Student Loan from NMEAF

Private student loans are a good option to pay for college but should only be used after all other avenues for financial aid are explored. We offer a variety of fixed-rate private student loans to finance grad school. We are the oldest New Mexico based non-profit organization issuing private student loans and have distinctive advantages over large national banks.

Learn More
Style A

Compare our Private Student Loans to the Federal Grad PLUS Student Loans

NMEAF Private Student Loan 

Federal Grad PLUS Loan*

5.95% - 7.45% Fixed Interest Rates 7.6% Fixed Interest Rate*
No Loan Fees 4.264% Loan Fees*
Interest-only and deferred repayment options available
Repayment starts immediately but you may apply for deferment
Both the student and cosigner are equally responsible for repayment
Only the student is responsible for repayment
Interest rate reductions for automatic and on-time payments and after graduation No interest rate reductions
Fixed repayment option selected with the loan application Multiple repayment plan options
Must have good credit or a credit-worthy cosigner No cosigner required, must not have an adverse credit history
No FAFSA required  FAFSA required to apply

Learn more about our New Mexico Graduate Student Loans

Have questions? 
For personal help with your application please contact us at 844-703-9147 or loan@nmeaf.org
 




Borrow Responsibly

The best way to pay for grad school is scholarships, grants, savings and federal student loans. Make sure you evaluate all anticipated monthly loan payments and how much your student expects to earn in the future after graduating before considering cosigning a private student loan.

*For the most current information on Federal Parent PLUS loan interest rates, fees and information see https://studentaid.ed.gov/sa/types/loans/plus