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Looking for money for school? A private student loan, also known as alternative student loan, is a good option for certain students to complete your undergraduate degree, graduate degree, online degree or trade school certification. We will issue loans up to 100% of your school-certified undergraduate and graduate school costs. A New Mexico Student Loan is a fixed-rate supplemental education loan for graduate and undergraduate students enrolled at least half-time. The New Mexico Educational Assistance Foundation encourages you to first apply for federal financial aid, scholarships and grants before applying for a private student loan.
 
Learn more about our loan rates and eligibility, how to find and ask a cosignercosigners for student loans

For questions about our student loan options or personal help with your application please contact us at 844-703-9147 or loan@nmeaf.org

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Let us help you graduate

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Apply for a Loan

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Complete our easy online application.

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Apply Now

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Fixed Interest Rates from 5.95% - 7.45%

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Rates & Eligibility

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Learn More

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Invest in Your Student's Future

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Cosigners

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Cosigners

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That’s right – we are NOT for profit. Unlike other lenders, all of the money we earn beyond expenses goes back into helping students and families plan, prepare and pay for college.

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We are a Non-Profit Organization

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Sorry, but if we feel that a private student loan is not in your best interest we won’t approve your application. We want our students to have a healthy financial future.

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We Won’t Issue Bad Loans

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Unlike other private loan providers, we don’t issue variable interest rate loans because we care about your financial future. Fixed interest rates allow you to plan for and establish a reasonable loan repayment strategy. Federal government student loans also only have fixed interest rates.

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We Only Offer Fixed Interest Rates

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We understand New Mexico’s students and universities better than any other student loan provider. If you ever want help in person you can visit our friendly representatives in our office in Albuquerque. Also, when you borrow from us, you are helping employ fellow New Mexicans.

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We’re Based in New Mexico

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We believe you will be a good borrower so after 24 consecutive on-time repayments we will reduce your interest rate by 0.25%.

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Interest Rate Reduction for On-Time Payments

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Your success matters to us. When you graduate we will reduce your interest rate by 0.25% as our special graduation present to you.

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Graduation Interest Rate Reduction

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We won’t charge you for processing or disbursing your student loan, we feel this is money that should stay with you. All student loans have no penalties for early payments.

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No Origination or Disbursement Fees

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We care about your financial future success so we will work with you to find the right loan repayment plan. And, if you sign up for automatic payments we will reduce your interest rate by 0.25%.

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Multiple Repayment Options

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After 24 months of payments and a proven credit check, the student borrower may apply to have their cosigner released from the student loan.

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Cosigner Early Release Option

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We’ve been helping New Mexican families by servicing student loans since 1981. Our experienced and knowledgeable team provides excellent customer service and has a proven history of success.

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More Than 38 Years of Experience

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Top 10 reasons to apply for a student loan with NMEAF

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For questions or personal help with your application please contact us at 844-703-9147 or loan@nmeaf.org

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http://www.campusdoor.com/NMEAF

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Apply for a Loan

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We are proud to be serving the community of New Mexico for more than 35 years. You can trust you are in good hands with NMEAF as we have been servicing New Mexican's since 1981 and have helped more than 340,000 borrowers with $2.9 billion loans. Learn more about how we help New Mexico.

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New Mexico Non-Profit Organization

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“A private loan from NMEAF helped me to complete my education and graduate. The application process is straightforward and can all be done online.”
- Carla M. - Las Cruces, NM

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The best way to pay for college is scholarships, grants, savings and federal student loans. Make sure you evaluate all anticipated monthly loan payments and how much you expect to earn in the future after graduating before considering a private student loan.

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Borrow Responsibly

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Let us help you graduate


Looking for money for school? A private student loan, also known as alternative student loan, is a good option for certain students to complete your undergraduate degree, graduate degree, online degree or trade school certification. We will issue loans up to 100% of your school-certified undergraduate and graduate school costs. A New Mexico Student Loan is a fixed-rate supplemental education loan for graduate and undergraduate students enrolled at least half-time. The New Mexico Educational Assistance Foundation encourages you to first apply for federal financial aid, scholarships and grants before applying for a private student loan.
 
Learn more about our loan rates and eligibility, how to find and ask a cosignercosigners for student loans

For questions about our student loan options or personal help with your application please contact us at 844-703-9147 or loan@nmeaf.org
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Apply Now

Complete our easy online application.

Rates & Eligibility

Fixed Interest Rates from 5.95% - 7.45%

Cosigners

Invest in Your Student's Future

Style E

Top 10 reasons to apply for a student loan with NMEAF

We are a Non-Profit Organization

We are a Non-Profit Organization

That’s right – we are NOT for profit. Unlike other lenders, all of the money we earn beyond expenses goes back into helping students and families plan, prepare and pay for college.

We Won’t Issue Bad Loans

We Won’t Issue Bad Loans

Sorry, but if we feel that a private student loan is not in your best interest we won’t approve your application. We want our students to have a healthy financial future.

We Only Offer Fixed Interest Rates

We Only Offer Fixed Interest Rates

Unlike other private loan providers, we don’t issue variable interest rate loans because we care about your financial future. Fixed interest rates allow you to plan for and establish a reasonable loan repayment strategy. Federal government student loans also only have fixed interest rates.
New Mexico Zia Sign

We’re Based in New Mexico

We’re Based in New Mexico

We understand New Mexico’s students and universities better than any other student loan provider. If you ever want help in person you can visit our friendly representatives in our office in Albuquerque. Also, when you borrow from us, you are helping employ fellow New Mexicans.

Dollar with Arrow Going Down Icon

Interest Rate Reduction for On-Time Payments

Interest Rate Reduction for On-Time Payments

We believe you will be a good borrower so after 24 consecutive on-time repayments we will reduce your interest rate by 0.25%.

Graduation Cap

Graduation Interest Rate Reduction

Graduation Interest Rate Reduction

Your success matters to us. When you graduate we will reduce your interest rate by 0.25% as our special graduation present to you.

No Origination or Disbursement Fees

No Origination or Disbursement Fees

We won’t charge you for processing or disbursing your student loan, we feel this is money that should stay with you. All student loans have no penalties for early payments.

Hands exchanging dollar icon

Multiple Repayment Options

Multiple Repayment Options

We care about your financial future success so we will work with you to find the right loan repayment plan. And, if you sign up for automatic payments we will reduce your interest rate by 0.25%.
Checkboxes icon

Cosigner Early Release Option

Cosigner Early Release Option

After 24 months of payments and a proven credit check, the student borrower may apply to have their cosigner released from the student loan.
Call center reps with headset and ties icon

More Than 38 Years of Experience

More Than 38 Years of Experience

We’ve been helping New Mexican families by servicing student loans since 1981. Our experienced and knowledgeable team provides excellent customer service and has a proven history of success.

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For questions or personal help with your application please contact us at 844-703-9147 or loan@nmeaf.org
Style D

New Mexico Non-Profit Organization

We are proud to be serving the community of New Mexico for more than 35 years. You can trust you are in good hands with NMEAF as we have been servicing New Mexican's since 1981 and have helped more than 340,000 borrowers with $2.9 billion loans. Learn more about how we help New Mexico.
Style H

“A private loan from NMEAF helped me to complete my education and graduate. The application process is straightforward and can all be done online.”
- Carla M. - Las Cruces, NM

Style A

Borrow Responsibly

The best way to pay for college is scholarships, grants, savings and federal student loans. Make sure you evaluate all anticipated monthly loan payments and how much you expect to earn in the future after graduating before considering a private student loan.