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https://www.nmeaf.org/FAFSA-Scholarship

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Apply for $500 FAFSA Scholarship

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Federal student aid includes different kinds of financial help: grants, low-interest loans, and work-study funds (a part-time job on or near campus). Learn more about the different types of federal student aid here.

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Federal student aid is just 'free money' like grants.

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There is no income cut-off to qualify for federal student aid. Many factors such as the size of your family, the cost of college you plan to attend, and your year in school are taken into account. The only way to know what you might qualify for is to submit the FAFSA.

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My parents make too much money; I won't qualify for aid.

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While a high grade point average will help a student get into a school and may help with academic scholarships, most of the federal student aid programs do not take a student's grades into consideration.

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Only students with good grades get financial aid.

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You don't need to get a credit check for most federal student loans (except for Direct PLUS Loans). Also, you won't need a cosigner to get a federal student loan in most cases.

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I don't have good credit, so I can't get a student loan.

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There are basic eligibility requirements, but ethnicity and age are not considered.

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My ethnicity or age makes me ineligible for federal student aid.

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Your parents' citizenship status is NOT a factor. If your parents don't have Social Security numbers, they must enter 000-00-0000 and mail in the signature page.

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My parents aren't U.S. citizens; there's no way I'll get aid.

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If you've got 30 minutes to spare, you're good. Because that's about how long it takes to fill out the FAFSA form. It's also not nearly as hard as you might think. You can also download the app.

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The FAFSA form takes forever to fill out, and it's really hard to do.

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This is not necessarily true. Even if you support yourself and file taxes on your own, you may still be considered a dependent student for federal student aid purposes. If you are considered a dependent, you must provide your parents’ information on the FAFSA. Need help determining your status? You can find more out here.

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I support myself, so I don't have to include parent info.

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You can submit your FAFSA form before submitting any applications. You’ll need to list at least one school on your FAFSA form, but it’s best to add every school you’re considering. Some schools have early deadlines to apply for limited funds. You can add or delete schools on your FAFSA after you submit it.

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I can't file my FAFSA until I apply to schools.

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Enter the tax information the form asks for or transfer it directly from the Internal Revenue Service using the DRT tool. Learn more about taxes here.

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I'll have to update my FAFSA form after I file my taxes in the spring, won't I?

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It's super important to fill out a FAFSA form every year you're in college or career school. Why? Because things can change. For instance, your school or state might create a new grant or scholarship, or the factors used to calculate your aid could change from one year to the next. Either way, if you don't submit a new FAFSA form, you may not know.

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I didn't qualify for financial aid last year, so filling out the FAFSA form again is just a waste of time.

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LET'S DEBUNK THE FAFSA MYTHS

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LET'S DEBUNK THE FAFSA MYTHS

?Federal student aid is just 'free money' like grants.+-
?My parents make too much money; I won't qualify for aid.+-
?Only students with good grades get financial aid.+-
?I don't have good credit, so I can't get a student loan.+-
?My ethnicity or age makes me ineligible for federal student aid.+-
?My parents aren't U.S. citizens; there's no way I'll get aid.+-
?The FAFSA form takes forever to fill out, and it's really hard to do.+-
?I support myself, so I don't have to include parent info.+-
?I can't file my FAFSA until I apply to schools.+-
?I'll have to update my FAFSA form after I file my taxes in the spring, won't I?+-
?I didn't qualify for financial aid last year, so filling out the FAFSA form again is just a waste of time.+-
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