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Once you’ve decided to go to college one of the biggest decision factors in selecting which schools to consider is the cost of attending college. Tuition and fees are the biggest expense of going to college. Living expenses and lifestyle are also college cost considerations. There are many things you can do to keep college costs to a minimum. Learn more about budgeting, college cost breakdowns, and smart options to pay for college.

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School Expenses

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College tuition and fees are the greatest costs of attending college. Consider taking courses at a lower-cost community college then transfer the credits to university to save money. Also, take as many credits as you can per semester to graduate ASAP and not extend your college beyond 5 years. Don't forget that some classes with labs have additional fees.

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Tuition & Fees

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Look into options for buying used books or renting books. When looking at purchasing a computer for college, shop around for the best price and look at refurbished computers for cheaper options. NM tax free holiday is a great time to buy supplies and save money.

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Books & Supplies

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Most schools offer various options of on-campus housing and dorm rooms. Compare these costs to renting a place nearby with roommates or consider living at home to save on rent.

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Housing/Rent

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Food expenses are something that can be controlled with budgeting and planning. Many schools offer campus meal plans but compare the average cost of these to what you could cook yourself. If you use a meal plan, also budget for extra food costs. Food expenses can make or break a monthly budget. A $3 daily latte habit can cost $90/month.

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Food

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Transportation expenses are another area where budgeting and planning pay off. If you live on-campus you might not need a car. Using public transportation is another way to save money. If you have a car, don’t forget to factor in the cost of gas, insurance, and maintenance in your budget.

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Transportation

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It’s fun to go out. Dinner, movies, concerts, and events are great ways to connect with friends. Planning and budgeting for entertainment expenses is the best way to have fun and not have any financial regrets.

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Entertainment

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Don’t forget to include miscellaneous expenses like your cell phone, clothing, and home furnishings when considering the full cost of attending college. It’s also good to set aside money for emergencies.

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Other Expenses

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Planning Today Saves Headaches Tomorrow

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Budgeting

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Learn More

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Starting to save for college as early as possible can make a huge difference.

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Saving for College

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Why go to college? Why stay in NM?

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Plan Your Future

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Making smart borrowing choices with student loans is essential to your future financial success. Check out the GetWisEdu.org comprehensive student loan calculator. Calculate your student loans, school costs, living expenses, and how your future salary will enable you to successfully repay your student loans and live the lifestyle you want.
 

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Student Loan Calculator

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School Expenses

Once you’ve decided to go to college one of the biggest decision factors in selecting which schools to consider is the cost of attending college. Tuition and fees are the biggest expense of going to college. Living expenses and lifestyle are also college cost considerations. There are many things you can do to keep college costs to a minimum. Learn more about budgeting, college cost breakdowns, and smart options to pay for college.
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University Icon

Tuition & Fees

Tuition & Fees

College tuition and fees are the greatest costs of attending college. Consider taking courses at a lower-cost community college then transfer the credits to university to save money. Also, take as many credits as you can per semester to graduate ASAP and not extend your college beyond 5 years. Don't forget that some classes with labs have additional fees.

Book Illustration

Books & Supplies

Books & Supplies

Look into options for buying used books or renting books. When looking at purchasing a computer for college, shop around for the best price and look at refurbished computers for cheaper options. NM tax free holiday is a great time to buy supplies and save money.
House illustration

Housing/Rent

Housing/Rent

Most schools offer various options of on-campus housing and dorm rooms. Compare these costs to renting a place nearby with roommates or consider living at home to save on rent.

Shopping Cart Icon

Food

Food

Food expenses are something that can be controlled with budgeting and planning. Many schools offer campus meal plans but compare the average cost of these to what you could cook yourself. If you use a meal plan, also budget for extra food costs. Food expenses can make or break a monthly budget. A $3 daily latte habit can cost $90/month.

Transportation

Transportation

Transportation expenses are another area where budgeting and planning pay off. If you live on-campus you might not need a car. Using public transportation is another way to save money. If you have a car, don’t forget to factor in the cost of gas, insurance, and maintenance in your budget.

Sports, Music, Film Icons

Entertainment

Entertainment

It’s fun to go out. Dinner, movies, concerts, and events are great ways to connect with friends. Planning and budgeting for entertainment expenses is the best way to have fun and not have any financial regrets.

Cell Phone Icon

Other Expenses

Other Expenses

Don’t forget to include miscellaneous expenses like your cell phone, clothing, and home furnishings when considering the full cost of attending college. It’s also good to set aside money for emergencies.

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Budgeting

Planning Today Saves Headaches Tomorrow

Girl with Wallet and Money

Saving for College

Starting to save for college as early as possible can make a huge difference.

Piggy Bank with Hat and glasses

Plan Your Future

Why go to college? Why stay in NM?

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Student Loan Calculator

Making smart borrowing choices with student loans is essential to your future financial success. Check out the GetWisEdu.org comprehensive student loan calculator. Calculate your student loans, school costs, living expenses, and how your future salary will enable you to successfully repay your student loans and live the lifestyle you want.
 
GetWisEdu.org Student Loan Calculator with briefcase and calculator icons