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College tuition and fees are the greatest costs of attending college. Consider taking courses at a lower-cost community college then transfer the credits to university to save money. Also, take as many credits as you can per semester to graduate ASAP and not extend your college beyond 5 years. Don't forget that some classes with labs have additional fees.
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Most schools offer various options of on-campus housing and dorm rooms. Compare these costs to renting a place nearby with roommates or consider living at home to save on rent.
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Food expenses are something that can be controlled with budgeting and planning. Many schools offer campus meal plans but compare the average cost of these to what you could cook yourself. If you use a meal plan, also budget for extra food costs. Food expenses can make or break a monthly budget. A $3 daily latte habit can cost $90/month.
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Transportation expenses are another area where budgeting and planning pay off. If you live on-campus you might not need a car. Using public transportation is another way to save money. If you have a car, don’t forget to factor in the cost of gas, insurance, and maintenance in your budget.
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It’s fun to go out. Dinner, movies, concerts, and events are great ways to connect with friends. Planning and budgeting for entertainment expenses is the best way to have fun and not have any financial regrets.
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Don’t forget to include miscellaneous expenses like your cell phone, clothing, and home furnishings when considering the full cost of attending college. It’s also good to set aside money for emergencies.
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Planning Today Saves Headaches Tomorrow
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Starting to save for college as early as possible can make a huge difference.
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Why go to college? Why stay in NM?
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- Prep for FAFSA » FSA ID » Get The App » FAFSA Myths
- Help with FAFSA » Tax Info for FAFSA » Who's My Parent? » Undocumented
- After the FAFSA » Verification
- Events Calendar » FAFSA Workshop Events Form
- Grants & Work Study
- Scholarships » FAFSA $500 Scholarship and Prizes
- Plan Your Future » College Costs » Saving for College » Budgeting » Understanding Credit » Identity Theft » Financial Aid » Health Professionals » Military » Teachers » FAFSA Workshops » NM Knowledge 4 College
- FAFSA Training Resources
- FAFSA Espanol
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